{"id":3628,"date":"2026-03-31T10:39:48","date_gmt":"2026-03-31T08:39:48","guid":{"rendered":"https:\/\/ibsh.hu\/?p=3628"},"modified":"2026-04-15T16:10:43","modified_gmt":"2026-04-15T14:10:43","slug":"ginop-plusz-1-4-5-25-investment-incentive","status":"publish","type":"post","link":"https:\/\/ibsh.hu\/en\/ginop-plusz-1-4-5-25-investment-incentive\/","title":{"rendered":"GINOP Plusz-1.4.5-25 Program: up to 45% non-repayable grant for investments by small and medium-sized enterprises"},"content":{"rendered":"<p>Under the <strong>GINOP Plusz-1.4.5-25 Programme<\/strong>, GINOP Plusz-1.4.5-25 Program: up to 45% non-repayable grant for investments by small and medium-sized enterprises may access <strong>non-repayable investment grant of up to 45%, capped at HUF 450 million<\/strong>, if they are planning to <strong>renovate or expand their own real estate<\/strong>, <strong>purchase tangible assets<\/strong>, and <strong>introduce or expand new software and\/or renewable energy generation systems<\/strong>.<\/p><h2 class=\"wp-block-heading\"><strong>What is the objective of the GINOP Plusz-1.4.5-25 Programme?<\/strong><\/h2><p>The <strong>GINOP Plusz-1.4.5-25 National Champions Loan Programme<\/strong> aims to fund small and medium-sized enterprises in increasing their productivity and added value, with a particular focus on <strong>technological and organisational renewal<\/strong>, as well as facilitating the <strong>green and digital transition<\/strong>. In addition, the programme contributes to strengthening the competitiveness of businesses through the adoption of future technologies, the expansion of their international market presence, and brand and product development.<\/p><p>The scheme is primarily targeted at growth-oriented businesses that have a competitive edge, are export-ready, and are on the verge of unlocking new market opportunities, particularly through their supplier relationships or international market ambitions.<\/p><p>A wide range of activities may be granted under the programme, including, for example, the <strong>acquisition of equipment<\/strong>, <strong>IT tools and software<\/strong>, and <strong>investments related to renewable energy sources<\/strong>. In addition, it also provides an opportunity to finance <strong>construction works<\/strong>, <strong>training and advisory costs<\/strong>, and <strong>research and development activities<\/strong>; moreover, the grant may even extend to the <strong>purchase of electric vehicles<\/strong> or <strong>inventory acquisition<\/strong>. This broad scope of eligible activities is particularly advantageous, as it allows the programme to flexibly accommodate complex business development plans.<\/p><h2 class=\"wp-block-heading\"><strong>What are the key conditions of the GINOP Plusz-1.4.5-25 Programme?<\/strong><\/h2><p>One of the most important changes is that the <strong>maximum financing amount has increased to HUF 1 billion<\/strong>, while the ratio of <strong>non-repayable grant may reach up to 45%<\/strong>. This means that, from a <strong>HUF 1 billion loan<\/strong>, as much as <strong>HUF 450 million may qualify as non-repayable grant<\/strong>, and under certain conditions, this amount will no longer need to be repaid to the bank.<\/p><p>You can read the additional conditions relating to the non-repayable grant here: <strong><a href=\"https:\/\/ibsh.hu\/en\/nemzeti-bajnokok-hitelprogram\/\">National Champions Loan Programme \u2013 1 programme, 2 objectives<\/a><\/strong><\/p><p>In addition, the scope of eligible applicants has been expanded: not only supplier or exporting companies, but also businesses with <strong>growth potential<\/strong> may now submit an application. This criterion is met by companies whose <strong>net sales revenue increased by at least 30%<\/strong> in the periods preceding the submission of the loan application, or whose <strong>average statistical headcount increased by at least 5%<\/strong>.<\/p><p>Not only has the level of available investment funding and the range of potential beneficiaries changed under the GINOP Plusz-1.4.5-25 Programme, but the scope and ratio of <strong>eligible costs<\/strong> have also changed favourably:<\/p><ul class=\"wp-block-list\"><li>the minimum required ratio of mandatory equipment procurement has been reduced to <strong>10%<\/strong> of total eligible costs;<\/li>\n\n<li>the maximum ratio of construction costs has increased to <strong>80%<\/strong> of total eligible costs;<\/li>\n\n<li>the scope of eligible costs has been expanded to include the <strong>purchase of business-purpose drones<\/strong>, <strong>site preparation costs<\/strong>, and the fees of services used to measure and fulfil <strong>horizontal requirements<\/strong>;<\/li>\n\n<li>the combined value of other costs may account for up to <strong>7%<\/strong> of total eligible costs, including <strong>engineering and expert fees<\/strong>, <strong>infocommunication services<\/strong>, <strong>quality assurance systems<\/strong>, and costs related to <strong>horizontal requirements<\/strong>;<\/li>\n\n<li>in order to qualify for the <strong>non-repayable grant<\/strong>, the share of <strong>corporate infocommunication systems and solutions and\/or renewable energy-related project elements<\/strong> must reach <strong>10%<\/strong>.<\/li><\/ul><p>The objective of the <strong>GINOP Plusz-1.4.5-25 National Champions Loan Programme<\/strong> remains to fund GINOP Plusz-1.4.5-25 Program: up to 45% non-repayable grant for investments by small and medium-sized enterprises through <strong>investment funding<\/strong>, helping them increase their productivity and added value, with a special emphasis on <strong>technological and organisational renewal<\/strong> and the <strong>green and digital transition<\/strong>.<\/p><p>One of the programme\u2019s greatest advantages is that it offers a <strong>fixed-rate loan at 0% interest for the entire term<\/strong>, which may be combined with <strong>non-repayable grant of up to 45%<\/strong>, making it a particularly attractive financing opportunity. The scheme may be used for a wide range of purposes, while also being <strong>free of bank charges<\/strong>, meaning that applicants do not need to factor in additional banking costs. Another important advantage is that there are <strong>no hidden costs<\/strong>, the <strong>collateral requirements are favourable<\/strong>, and the <strong>required own contribution is low<\/strong>, which may make the programme accessible to an even wider range of businesses and applicants.<\/p><p>Please visit our website for our <a href=\"https:\/\/ibsh.hu\/en\/nemzeti-bajnokok-hitelprogram\/\"><strong>detailed summary<\/strong>.<\/a><\/p><p>Applications for <strong>investment funding under the amended call<\/strong> may already be submitted, but the opportunity will remain open <strong>until 31 December 2026 at the latest<\/strong>. The experts of <strong>ibsh<\/strong> provide funding in the preparation of projects aligned with the scheme, financial planning, and successful application submission.<\/p><p>Should you have any questions or require assistance with the application process, please feel free to <a href=\"https:\/\/ibsh.hu\/en\/contact-2\/\" data-type=\"page\" data-id=\"3127\">contact our colleagues.<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Under the GINOP Plusz-1.4.5-25 Programme, GINOP Plusz-1.4.5-25 Program: up to 45% non-repayable grant for investments by small and medium-sized enterprises may access non-repayable investment grant of up to 45%, capped at HUF 450 million, if &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"GINOP Plusz-1.4.5-25 Program: up to 45% non-repayable grant for investments by small and medium-sized enterprises\" class=\"read-more button\" href=\"https:\/\/ibsh.hu\/en\/ginop-plusz-1-4-5-25-investment-incentive\/#more-3628\" aria-label=\"Read more about GINOP Plusz-1.4.5-25 Program: up to 45% non-repayable grant for investments by small and medium-sized enterprises\">Read more<\/a><\/p>","protected":false},"author":4,"featured_media":2925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[326,316,330],"tags":[281,176],"ppma_author":[155],"class_list":["post-3628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-grants","category-investment","category-programs","tag-investment-incentive-in-hungary","tag-investment-incentives-in-hungary","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"lang":"en","translations":{"en":3628,"hu":3620},"authors":[{"term_id":155,"user_id":4,"is_guest":0,"slug":"toth-zsombor","display_name":"dr. T\u00f3th Zsombor","avatar_url":{"url":"https:\/\/ibsh.hu\/wp-content\/uploads\/2024\/01\/dr-toth-zsombor.jpg","url2x":"https:\/\/ibsh.hu\/wp-content\/uploads\/2024\/01\/dr-toth-zsombor.jpg"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/posts\/3628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/comments?post=3628"}],"version-history":[{"count":2,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/posts\/3628\/revisions"}],"predecessor-version":[{"id":3670,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/posts\/3628\/revisions\/3670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/media\/2925"}],"wp:attachment":[{"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/media?parent=3628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/categories?post=3628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/tags?post=3628"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/ibsh.hu\/en\/wp-json\/wp\/v2\/ppma_author?post=3628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}