A new investment subsidy scheme is launching with a total budget of HUF 155.6 billion to boost productivity, exports, and technological development.
Hungary is taking another step toward a more competitive small and medium-sized enterprise (SME) sector: under the Demján Sándor Program, the National Champions one-stop combined loan program has been launched, offering a unique package of investment subsidy, loan, and consultancy services. The goal: to support green and digital transition, increase productivity, and strengthen export capacity.
What makes the scheme unique is that all elements of the investment subsidy – financial and professional – are accessible through a single, simplified process. This allows companies to obtain loans, cash grants, and development consultancy in one streamlined application.
Kery Details:
- Investment loan amount: minimum HUF 150 million, maximum HUF 600 million
- Intetrest rate: 0%
- Convertible to non-repayable cash grant: up to 30%, maximum HUF 180 million
- Subsidy components: loan + non-repayable cash grant + consultancy
- Submission of application: June 23, 2025 – December 31, 2026, or until funds are exhausted
- Project duration: 24 months, with the possibility of a 6-month extension
Who Can Apply?
The scheme specifically targets SMEs that:
- Have at least three closed business years
- Employ more than 5 people
- Have an annual turnover exceeding HUF 100 million,
- Have had a supplier relationship with a medium or large enterprise for at least 30 days
- Will implement their project in a region outside Budapest
For export-oriented projects: in any of the past three years, at least 5% of the company’s turnover must have come from exports.
Conditions for Retaining the Subsidy:
To validate the investment subsidy, the company must achieve 1.5 times the per capita GDP growth of the national economy during the monitored period and must also use the supplier or export development services provided by MGFÜ.
What Can the Project Include?
The loan and investment subsidy can be used by SMEs for:
• Technological upgrades
• Real estate construction, renovation, expansion, or modernization
• Energy efficiency investments using renewable energy sources
• Purchase of fully electric vehicles
The project must be economically viable.
Why Is It Worth It?
This scheme is designed for SMEs ready to level up: to automate, digitize, go green – and looking for a stable financial foundation to do so. The combined support of an investment loan, non-repayable cash grant, and consultancy ensures a fast and sustainable return on investment.
Need help?
If your business meets the criteria but you’re unsure how to begin the application process or structure your project, get in touch with us. At IBSH, we closely follow economic development opportunities and support companies throughout the implementation process.
